The bank’s most luxurious credit card is the Axis Bank Reserve Credit Card. It is a super-premium credit card that gives an effective reward rate of 1.5 percent on domestic purchases and double reward points on transactions done outside of the country. Axis Reserve provides an outstanding return rate and can assist in realising large savings across a variety of areas. If used judiciously, the card’s advantages much outweigh its Rs 50,00 annual charge. High spenders, especially frequent foreign travellers, are the greatest candidates for this card because they should be able to easily take use of all of its benefits.
Axis Bank Reserve Credit Card
Convenient for
Travel, Dining, and Golf
Joining fee
Rs. 50,000
Reward Type
Reward Points
Product Details
-
8 free services for VIP assistance
-
Access to Priority Pass for free and without restrictions
-
Unlimited access to international lounges
-
Visits to domestic airport lounges are free indefinitely
-
Free membership to Club ITC Culinaire
-
4 complimentary luxury chauffeured airport pickups or drops each year
-
Free subscription to Accorplus
-
Free membership to Club Marriott Asia Pacific
-
Free subscription to EazyDiner Prime
-
15% off hotels via Postcard
-
Exclusive discounts at Oberoi resorts and hotels
-
Free 50 rounds of golf each year at the top Indian golf facilities
-
At extraordinaryweekends.com, you may find carefully chosen experiences like sailing, golf, a day as a chef, special excursions, etc
-
'Buy 1 Get 1' deals are available on BookMyShow
-
20% off at more than 4,000 restaurants in India
-
Complete Insurance Protection
-
Discount on coaching for health and wellbeing at Weljii
-
Multiple Medical Benefits
Features and Benefits Axis Bank Reserve Credit Card
Travel Benefits
- Take advantage of 8 complimentary VIP assistance services that make it simple to complete airport procedures including check-in, security screening, immigration procedures, and porter services.
- Free luxury chauffeured airport pick-ups and drops four times a year
Lounge Access
- Enjoy unrestricted access to international lounges for primary and supplementary cardholders with Lounge Access Priority Pass membership. Additionally, guests are granted 12 free visits.
- Both the primary and add-on cardholders are eligible for free, unlimited domestic lounge access.
- Additionally, guests are granted 12 free visits.
Enjoy Hotel Benefits
- Membership in ITC Culinaire
- Free third night, and on weekends, suites get 50% off the stated accommodation rate.
- 10% vouchers and other bonuses plus 25% Green Points on Food & Beverage Purchases
- Accorplus Subscription
- Free night at all Asia Pacific locations
- Free upgrades to rooms
- Save up to 50% on eating
- Lunch buffet is free for two people at all Accor hotels in India.
- Membership at Club Marriott Asia Pacific
- 20 percent off food and drink
- 20% off the best available prices at certain Marriott hotels in India and the Asia Pacific area on weekends.
- Hotels & Resorts facilities by Oberoi
- 15% off of the room only rate, the room rate with breakfast, or on the third night stay
- 50% off of the best available rate for suites
- Postcard Hotel Promotion
- 20% off the most competitive room rate
- Whenever you want to check in and out
- At Goa hotels, there is no charge for lifestyle advice.
Benefits on Health and Medicine
- First information session is provided free of charge, and Weljii is offering a 25% discount on all health and wellness coaching programmes.
- Second Medical Opinion: You are entitled to a free second medical opinion from top specialists at reputable international institutions as a result of a referral.
- Discounts on Health Packages and Pathology Tests: Dr. Pathlabs and Metropolis will both provide you free discounts when you use your Axis Bank Reserve Credit Card.
- Global Medical aid: Through the concierge service of Axis Bank, you may obtain global medical aid anywhere in the globe.
Reward Scheme
- 50,000 bonus points upon activation and renewal of the card
- For every Rs. 200 spent domestically, you receive 15 Edge reward points, while abroad, you receive 30 Edge reward points.
- The Axis Reserve Credit Card may have the greatest reward-earning rate of any super-premium card, with 15 EDGE Rewards for Rs. 200. Consider that if you spent Rs. 15,000 on the base categories (shopping, travel, utility bills, eating, etc.) with HDFC Infinia, you would receive 500 reward points whereas doing the same with Axis Reserve would result in 1125 reward points.
- Because the conversion ratio is 5:4, cardholders may maximise their rewards on Axis Reserve by turning them into Air Miles or Hotel Loyalty Points. This card offers 40,000 Air Miles for 50,000 EDGE Reward Points, which is a quite significant value-back.
However, EDGE Reward Points on Axis Reserve do not offer the highest redemption value for categories other than the Miles Transfer Programme (as one would often anticipate from a super-premium card, given the high cost and overall pitch of Axis Reserve).
Benefits of Dining and Movies
- If you Purchase one get one free movie and non-movie tickets with BookMyShow. The maximum reward is Rs. 500 for movie ticket purchases and Rs. 1,000 for non-movie ticket purchases.
- Eazydiner Prime Membership: You are eligible for a free membership to the Eazydiner Prime eating programme, which entitles you to discounts of up to 25% at upscale eateries all around the country.
- Dining Delights Programme: Through Axis Bank’s Dining Delights programme, you may receive discounts of up to 20% at over 4,000 partner restaurants.
- Handpicked activities: At extraordinaryweekends.com, you have access to selected activities like sailing, a one-of-a-kind tour, golf, and chef for a day.
Golf Benefit
Surcharge for Fuel Waiver
A List of Up-to-Date Airport Lounges That Accept Priority Pass
The Priority Pass grants admission to the following domestic lounges:
Primus Lounge in Agartala, Zesto Executive Lounge in Allahabad and Prayagraj, Costa Coffee in Amritsar, Earth Lounge in Cochin, The Lounge in Guwahati, Pearl Domestic Lounge in Kannur, Primus Lounge in Madurai and Take Off Bar in Varanasi.
Beginning on September 1, 2023, the Reserve credit card’s terms and conditions will change and be updated in the following ways:
- revisions to the list of transactions that qualify for EDGE reward points and a waiver of annual fees
- Transactions made with government entities and utilities are not taken into account when calculating the yearly fee waiver milestone or how many EDGE Reward Points you can earn.
- The target spend threshold for the annual fee waiver has been revised.
- After September 1, 2023, cardholders who join the programme will receive a 50,000 rupee yearly fee credit after spending 35 lakhs in the prior year. Customers who signed up before September 1, 2023, would be eligible for a waiver on purchases totaling Rs. 25 Lakhs during the anniversary year.
- The yearly fee waiver will only be available for card anniversaries occurring after 1 September 2024 if you spend at least Rs 35 lakh.
Miles Transfer Programme Revision
- You may convert the EDGE RPs you earned on the Reserve credit card into points for domestic and foreign partner hotel and airline reward programmes. In the updated transfer ratio, 5 EDGE RPs are equivalent to 2 Partner Miles/Points.
- For a single Customer ID, the greatest amount of reward points you may convert in a calendar year is set at 5,000,000. The cardholder’s ability to convert 5,000,00,000 reward points in 2023 is valid from 1 September through 31 December.
- One Customer ID can only be linked to a partner programme loyalty membership at a time. You must first delink the current main ID before adding the new one if you wish to link a different ID.
- To change their partner programme Customer ID on the Travel EDGE site, the cardholder must hold off for at least 60 days.
- You must keep your association with Burgundy Private and apply for the Burgundy Private credit card in order to keep the Reserve credit card’s existing Miles Conversion Ratio of 5:4. The bank does not impose an additional fee for this unique credit card offer. On the other hand, starting on September 1st, if you do not achieve the requirements, the Miles Transfer conversion ratio on your Reserve credit card will be changed to 5:2, where 5 EDGE RPs = 2 Partner Miles/Points.
Fees & Charges for Axis Bank Credit Cards
- Axis Bank Reserve Credit Card membership carries a steep annual charge of Rs. 50,000 because it is a premium credit card.
- Interest Rate: In the event that you are unable to pay the balance due on your credit card statement, interest will be charged at a rate of 3% per month (or 42.5% annually).
- A reduced markup charge of just 1.5% of the transaction value is applied to foreign currency transactions made with the card because it is a super-premium credit card.
- Cash Advance cost: There is no cash advance cost for cash withdrawals made at ATMs using the card.
Closing words
Axis Reserve is a versatile, super-premium card that may be used for practically any type of purchase, from modest to extravagant. Cardholders not only save their travel costs by transferring miles and visiting complimentary lounges, but they may also take advantage of additional upscale amenities like opulent airport shuttles. The card’s long list of privileges is supplemented with complimentary subscriptions to exclusive hotel loyalty programmes, free cinema tickets, and dining benefits.
Axis Bank’s premium cards, which are also part of Axis Reserve, provide with special health and wellness perks. If you want premium perks and don’t mind paying a hefty annual fee along with an affinity towards travelling frequently and would want to get deals on hotels, airlines, etc. you should obtain this card. like to travel frequently and would want to get deals on hotels, airlines, etc.
Frequently asked questions related to Axis Bank Reserve Credit Card
You can the credit card limit, but for this you need to contact the customer care.
Yes, the Axis Bank Reserve Credit Card is made of metal.
The Credit Card Limit for Axis Bank Reserve Credit card goes upto INR 5 lakh.
Don’t panic!! You can get your card replacement by calling on the bank’s Customer Care number.