AU Small Finance Bank is a private bank that was founded in 1996 as a vehicle finance company which was termed as “AU Financers”. It was converted into AU Small Finance with an objective to serve low- and average-income individuals. Moreover, the bank also extends its service to small and medium enterprises that are having any access to the required banking and financial tools. The bank has currently branches over 15 states and 2 Union Terrorties in India with over 23k Employees. Having a customer base of over 2 million, the AU Small Finance Bank has most number of branches in Rajasthan which is it’s home state as well.
Along with its Banking services, AU also offers multiple credit cards in different categories. In a short span of time, the AU bank has become a major issuer of credit cards in the country is trusted by number of individuals now. AU bank has total of 3.5 Lakh active outstanding credit cards in the country. This year AU bank announced that they would be offering credit cards to only AU bank customers but to others as well.
List of Credit Cards Offered by AU Bank Credit Cards in India
The AU Bank currently issues 5 credit cards ranging from entry level to premium categories. All credit cards targets different sections of the earning people. Here is the list of popular Credit cards offered by AU bank.
AU Bank LIT Credit Card
On-boarding benefits
The card offers many onboarding benefits such as 1 reward point per INR 100 and cashback benefits for a particular feature that you select. Not only that, the card offers membership to all the premium brands such as Zee5 and Amazon Prime video.
Rewards Rate
Get 10 Reward Points with this card
Joining Fees
No
AU Bank Altura Credit Card
On-boarding benefits
5% cashback on their credit card if they are able to spend INR 2500 within the 60 days of issuance.
Rewards Rate
E-vouchers from all the partner brands and merchandise from AU Bank Catalogue, flight ticket reservations and DTH recharges.
Joining Fees
Rs 199 (Plus applicable Taxes)
AU Bank Zenith Credit Card
On-boarding Benefits
INR 1000 worth of Vouchers after first POS Transaction, 10,000 Bonus RPs on spending of over 1 Lakh.
Reward Points
20 Reward points for every INR 100 spent on dining and Reward Points for every INR 100 international purchases and grocery purchases.
Joining Fees
INR 7999 + Taxes
Features of AU Small Finance Bank Credit Cards
Wide range of credit cards
Global acceptance
Reward points
Fuel surcharge waiver
Contactless payment
Benefits of AU Small Finance Bank Credit Cards
Discounts and offers
Zero liability on lost cards
EMI options
Complimentary insurance
24/7 customer service
Documents required for AU Small Finance Bank
Proof of identity
You will need to provide a valid government-issued ID proof such as Aadhaar card, PAN card, Voter ID card, or Passport.
Income proof
You will need to provide income proof such as salary slips, bank statements, IT returns, or business documents, depending on your income source.
Proof of address
You will need to provide a valid address proof such as Aadhaar card, Passport, Voter ID card, Driving license, or Utility bills (electricity, water, gas, telephone, etc.).
Passport size photograph
You will need to provide one or two passport size photographs.