Best Credit Card for Railway Lounge Access - Banking of India

Banking of India > Best Credit Card for Railway Lounge Access

Railways have always had a significant impact in all our lives of people in India. It has been consistently been a popular travel option for Indian. There are several credit cards that offers railway lounge access as well as access to international and airport lounge access. In this article prepared by the experts at banking of India we are going to discuss the best credit that can you choose for smooth Railway Lounge Access. 

List of Credit Cards with Complimentary Railway Lounge Access

If you are someone who travel frequently who prefers railways as the mode of transport, you can spend extra time at various lounges available at different railway across India. Here are the following cards that you can have in your pocket. 

IRCTC Bank of Baroda Rupay Credit Card

IRCTC Bank of Baroda Rupay Credit Card

On-boarding benefits

2,500 Bonus Reward Points

Rewards Rate

4 reward points are given on purchase of INR 150

Joining Fees

The joining fees for the credit card is Rs 2500 + Taxes

AU Bank Altura Credit Card

AU Bank Altura Credit Card

On-boarding Benefits

5% cashback on their credit card if they are able to spend INR 2500 within the 60 days of issuance.

Reward Points

E-vouchers from all the partner brands and merchandise from AU Bank Catalogue, flight ticket reservations and DTH recharges.

Joining Fees

Rs 199 (Plus applicable Taxes)

AU Bank Vetta Credit Card

AU Bank Vetta Credit Card

On-boarding Benefits

Shopping Vouchers worth INR 2,000 from top brands on expenditure of over INR 30,000 within the issuance.

Reward Points

E-Vouchers from top brands, Merchandise, Flight/hotel Bookings

Joining Fees

Rs 2999 + Taxes

ICICI Bank Rubyx Credit Card

ICICI Bank Rubyx Credit Card

On-boarding Benefits

Welcome benefit of Complimentary MMT Black Elite and Club Vistara Silver Tier membership on spending over 1 lakh inside 90 days of getting issued.

Reward Points

Get 4 reward points on every spend of Rs 150 on retail including utilities, insurance and education. Get 20 Reward points on every spend of Rs 150 on Myntra and other online shopping platforms.

Joining Fees

INR 12500 + Taxes

AU Bank Altura Plus Credit Card

AU Bank Altura Plus Credit Card

On-boarding Benefits

Get welcome gift vouchers worth INR 500 from someone of the leading brands but on spending of over INR 1000 in 60 days of issuance.

Reward Points

Purchase online and 2X reward points

Joining Fees

INR 499 + Taxes

What are the benefits of a credit card with Railway Lounge Access?

If you are a regular traveler or you are someone who use trains a lot, you can good amount of money on your travel every time. Having a credit card with Railway Lounge Access can be boon for all those who have to wait at the railway stations until their trains arrive at the platform. For example, if you are someone who are non-credit card user and wish to use lounge then this can cost you a lot. If you are someone having the credit card with railway lounge access then you can easily enter the same by showing the same at the reception. 

Key Features of Credit Card with Railway Lounge Access

This is not just the waiting area, there are many things that one can do while waiting for their train to reach the platform. Here are some of the facilities that you enjoy by having a credit card with Railway lounge access. 

  • 2 hours of lounge stay 
  • AC installed sitting area 
  • Tea and Coffee- Unlimited 
  • Free Wifi and charging ports 
  • Newspapers and magazines for entertainment

Closing words

Railways is the most convenient ways for travelling be it for shorter or long routes. To keep these journeys more comfortable, banks have made great efforts to provide us with lounge access. However, all the cardholder doesn’t need to use this benefit at all cost whenever they travel and needs to have short stay, these railway lounges can always come handy. 

There is no such thing that that there is one best credit card for railway lounge access but you can choose it as per your requirements and needs. All you can do is compare different cards that comes with railway lounge access. 

Frequently asked questions related to Railway lounge Acccess

Yes, just like airport lounge access, there are many cards that provides complimentary railway lounge access to all the cardholders. You can just relax at lounges while waiting for the train to come, have drinks and good time with your family and friends. 

You just need to present your card along with your railway ticket at the entrance of the lounge to get the access. You would be charged INR 2 for your credit card authentication and this is non-refundable. 

Here are some key facilities that would enjoy at railway lounge access. 

  • 2 hours of lounge stay 
  • AC installed sitting area 
  • Tea and Coffee- Unlimited 
  • Free Wifi and charging ports 
  • Newspapers and magazines for entertainment