IDFC First Credit Card Bank

Banking of India > IDFC First Credit Card Bank

Formerly known as IDFC Bank is an Indian Private Sector Bank formed by the merger of the Infrastructure Development Finance Company and Capital First in 2018. The IDFC bank got incorporated in 2014 after being approved by RBI and began its operations in 2015. The bank is headquartered in Mumbai having 592 branches across the country. The bank provides multiple financial services to its clients. The major services and products provided by the bank include credit cards.
According to the reports of RBI, the IDFC first bank currently has over 13 Lakh active credit card users in the country. It has become a popular credit card issuer in the country and is offering the best credit cards with minimum charges.

IDFC entered the credit card market in January 2021. The bank came up with credit cards for both good and low-earning customers. Most of the credit cards launched by the come with no membership fees and provide you with a high accelerated reward rate on your spending. To learn more about IDFC First Credit cards offered by the bank.

HDFC Bank INFINIA Credit Card Metal Edition

On-boarding benefits

This comes with bonus of 12,500 Reward points and membership of Complimentary Club Marroit membership for the first year only offering 20% on the dining and stay in Asia-pacific region.

Rewards Rate

5 Reward Points on every retail spend of Rs 150, reward rate up to 3.3%

Joining Fees

INR 12500 + Applicable Fees

HDFC Bank Diners Club Credit Card

On-boarding benefits

Avail Complimentary annual membership of Forbes, Club Marriot, Times Prime, MMT black amazon prime on spending of INR 1,50,000 or even more in the first day of issuance.

Rewards Rate

5 Rewards points on every spend of Rs 150. 10x reward points on Smart buy and 2X on dining ones.

Joining Fees

Rs 10,000 (Plus applicable Taxes)

HDFC Bank Regalia Gold Credit Card

Welcome Benefits

Welcome benefit of Complimentary MMT Black Elite and Club Vistara Silver Tier membership on spending over 1 lakh inside 90 days of getting issued.

Rewards Rate

Get 4 reward points on every spend of Rs 150 on retail including utilities, insurance and education. Get 20 Reward points on every spend of Rs 150 on Myntra and other online shopping platforms.

Joining Fees

INR 2500 + Taxes

HDFC Bank Regalia Credit Card

On-boarding Benefits

2,500 bonus Reward points

Reward Points

4 reward points are given on purchase of INR 150

Joining Fees

The joining fees for the credit card is Rs 2500 + taxes

HDFC Bank Diners Club Premium Credit Card

On-boarding Benefits

2,500 bonus points

Reward Points

4 Reward Points on every retail expense of 150 Rs. Savings upto 1.3% on all your expenditure through this card.

Joining Fees

INR 2,500 + Taxes

HDFC Bank Millennia Credit Card

On-boarding Benefits

1,000 cashpoints as a newest member.

Reward Points

5% cashback at selected online merchant partners and 1% cashback on rest transactions (except fuel and other governmental transactions)

Joining Fees

Rs 1000 +taxes

HDFC Club Bank Diners Privilege Credit Card

On-boarding Benefits

Membership of Amazon prime, MMT, Swiggy, Times Prime Smart comes along with HDFC Club Bank Diners Privilege Credit Card.

Reward Points

On every purchase of 150 INR there would be total 4 reward points.

Joining Fees

Rs 2500 + fees

Tata Neu Infinity HDFC Bank Credit CARD

On-boarding Benefits

1,499 as Neu as a newest member benefit

Reward Points

With every Rs. 150 spent on the card, you will earn 2 reward points.

Joining Fees

Rs 1,400 + taxes

Features of AU Small Finance Bank Credit Cards

Wide range of credit cards

AU Small Finance Bank offers a wide range of credit cards to choose from, such as Visa Platinum, Mastercard Titanium, and Visa Gold. Customers can choose the credit card that best suits their needs and preferences.

Global acceptance

AU Small Finance Bank credit cards are accepted worldwide, allowing customers to use them for their shopping, travel, and other expenses, both in India and abroad.

Reward points

Customers can earn reward points on every transaction made using their credit card. These reward points can be redeemed for various products and services.

Fuel surcharge waiver

AU Small Finance Bank credit cards offer a fuel surcharge waiver of up to 2.5% on fuel transactions, making them an ideal choice for those who frequently travel by car.

Contactless payment

AU Small Finance Bank credit cards come with a contactless payment feature, allowing customers to make payments quickly and securely without having to swipe or insert their card.

Documents required for AU Small Finance Bank

Proof of identity

You will need to provide a valid government-issued ID proof such as Aadhaar card, PAN card, Voter ID card, or Passport.

Income proof

You will need to provide income proof such as salary slips, bank statements, IT returns, or business documents, depending on your income source.

Proof of address

You will need to provide a valid address proof such as Aadhaar card, Passport, Voter ID card, Driving license, or Utility bills (electricity, water, gas, telephone, etc.).

Passport size photograph

You will need to provide one or two passport size photographs.