Kotak Mahindra Credit Cards

AU Small Finance Bank is a private bank that was founded in 1996 as a vehicle finance company which was termed as “AU Financers”. It was converted into AU Small Finance with an objective to serve low- and average-income individuals. Moreover, the bank also extends its service to small and medium enterprises that are having any access to the required banking and financial tools. The bank has currently branches over 15 states and 2 Union Terrorties in India with over 23k Employees. Having a customer base of over 2 million, the AU Small Finance Bank has most number of branches in Rajasthan which is it’s home state as well.

Along with its Banking services, AU also offers multiple credit cards in different categories. In a short span of time, the AU bank has become a major issuer of credit cards in the country is trusted by number of individuals now. AU bank has total of 3.5 Lakh active outstanding credit cards in the country. This year AU bank announced that they would be offering credit cards to only AU bank customers but to others as well.

6E Rewards – Indigo Kotak Bank Credit Card

On-boarding benefits

You get a complimentary Flight Ticket and 6E add on gift vouchers.

Rewards Rate

36 E Reward Points, 26E Rewards on dining, groceries and entertainment spends.

Joining Fees

Rs 700

Kotak White Reserve Credit Card

Welcome Benefits

Not Applicable

Rewards Rate

White Pass value will be earned for Reward Points for crossing a minimum spend of INR 3 Lakhs

Joining Fees

INR 12500 + Taxes

Kotak 811 Credit Card

On-boarding Benefits

500 Bonus Reward Points on expenditure of INR 5,000 within 45 days of card issuance.

Reward Points

1 Reward Point per INR 100 an offline spends and 2 Reward points per INR 100 on online spends.

Joining Fees

Rs 500 + taxes

Kotak Royale Signature Credit Card

On-boarding Benefits

Not Applicable

Reward Points

2 Reward points INR 150 you spend, 4 Reward points per INR 150 you spend all the selected categories such as Restaurants, International Spends etc.

Joining Fees

No Fees

Kotak Zen Signature Credit Card

On-boarding Benefits

Get 1500 Zen Points on payment of joining fees

Reward Points

You can earn up to 15 Zen Points on every INR 150 spent on KayMall. You can earn up to 5 Zen points on every INR 150 on all other categories.

Joining Fees

Rs 1500 +taxes

Kotak Privy League Signature Credit Card

On-boarding Benefits

Not Applicable

Reward Points

5x Reward Points on the selected retail shopping and travel spends.

Joining Fees

Rs 2500 + GST

Kotak Mojo Platinum Credit Card

On-boarding Benefits

Not Applicable

Reward Points

Milestone Benefits 1 Mojo Point can be earned on Spent of INR 100 Spent. 2.5 Mojo points on online spend of INR 100.

Joining Fees

Rs 1000

PVR Kotak Platinum Credit Card

On-boarding Benefits

Not Applicable

Reward Points

Not Applicable

Joining Fees

No Fees

Kotak Essentia Platinum Credit Card

On-boarding Benefits

Not Applicable

Reward Points

10 Saving points INR 100 on purchases made at all the grocery and departmental stores.

Joining Fees

INR 1499 + GST

Kotak White Credit Card

On-boarding Benefits

Voucher worth INR 1500 on Spending INR 30,000 from the day of issuance.

Reward Points

Earn Reward Points as white pass value crossing the expenditure of over INR 2 Lakh.

Joining Fees

INR 3000 + GST

Kotak Urbane Gold Credit Card

On-boarding Benefits

Not Applicable

Reward Points

3X Reward Points per INR 100 on expense on retail transactions

Joining Fees

INR 3000 + GST

Kotak Veer Select Credit Card

On-boarding Benefits

Complimentary IHO Membership worth INR 8500 on spending INR 500 within the first month of issuance.

Reward Points

3 Rewards Points on every worth INR 200 and 3X Reward Points on movies, dining and all department stores.

Joining Fees

INR 599 + GST

Kotak League Platinum Credit Card

On-boarding Benefits

Get a movie voucher worth INR 500 as a joining fee

Reward Points

Joining Fees

INR 599 + GST

PVR Kotak Gold Credit Card

On-boarding Benefits

Not Applicable

Reward Points

Not Applicable

Joining Fees

INR 599 + GST

Kotak 811 #DreamDifferent Credit Card

On-boarding Benefits

Welcome benefit in the form of 500 Bonus Reward Points

Reward Points

For every 100 spent on online transactions, you will get 2 reward points.

Joining Fees

INR 599 + GST

Features of AU Small Finance Bank Credit Cards

Wide range of credit cards

AU Small Finance Bank offers a wide range of credit cards to choose from, such as Visa Platinum, Mastercard Titanium, and Visa Gold. Customers can choose the credit card that best suits their needs and preferences.

Global acceptance

AU Small Finance Bank credit cards are accepted worldwide, allowing customers to use them for their shopping, travel, and other expenses, both in India and abroad.

Reward points

Customers can earn reward points on every transaction made using their credit card. These reward points can be redeemed for various products and services.

Fuel surcharge waiver

AU Small Finance Bank credit cards offer a fuel surcharge waiver of up to 2.5% on fuel transactions, making them an ideal choice for those who frequently travel by car.

Contactless payment

AU Small Finance Bank credit cards come with a contactless payment feature, allowing customers to make payments quickly and securely without having to swipe or insert their card.

Documents required for AU Small Finance Bank

Proof of identity

You will need to provide a valid government-issued ID proof such as Aadhaar card, PAN card, Voter ID card, or Passport.

Income proof

You will need to provide income proof such as salary slips, bank statements, IT returns, or business documents, depending on your income source.

Proof of address

You will need to provide a valid address proof such as Aadhaar card, Passport, Voter ID card, Driving license, or Utility bills (electricity, water, gas, telephone, etc.).

Passport size photograph

You will need to provide one or two passport size photographs.