AMEX Express Credit Cards

American Express is a multi-national US-based financial corporation known for its luxury credit cards and charge cards across the globe. It is both a card issuer and a credit card network as you get cards from AmEx in which the payment is processed by its own network and third-party network. The corporation came into existence in the year 1993 and in a short time period, it become the most premium card service provider in the country. As of November 2022, there are over 13 lakh credit card users and the numbers have lately decreased in one year.

Acting as both a credit card issuer and a credit card network. Amex has its own unique way and provides customers with exclusive benefits and offers. Here you can all the major details regarding credit cards offered by the bank.

American Express Platinum Card

On-boarding benefits

Taj and Vivanta vouchers worth INR 45,000

Rewards Rate

1 MR on every INR 40, Rewards on International Spends and 5X rewards points on transactions via AMEX reward multiplier portal.

Joining Fees

Rs 60,000 (Plus applicable Taxes)

American Express Platinum Reserve Credit Card

Welcome Benefits

Welcome benefit of Complimentary MMT Black Elite and Club Vistara Silver Tier membership on spending over 1 lakh inside 90 days of getting issued.

Rewards Rate

Get 4 reward points on every spend of Rs 150 on retail including utilities, insurance and education. Get 20 Reward points on every spend of Rs 150 on Myntra and other online shopping platforms.

Joining Fees

INR 2500 + Taxes

American Express Gold Card

On-boarding Benefits

4,000 bonus membership Rewards points

Reward Points

1 membership Rewards point per INR 50 spent with the card.

Joining Fees

Rs 1000 + GST

American Express Platinum Travel Credit Card

On-boarding Benefits

10,000 Membership Reward points

Reward Points

1 Membership Reward points for every INR 50 spent.

Joining Fees

INR 3,500 + Taxes

American Express Membership Rewards® Credit Card

On-boarding Benefits

4,000 bonus membership RPs can be availed once the joining fee is paid.

Reward Points

1 membership reward point

Joining Fees

Rs 1000 + GST

American Express SmartEarn Credit Card

On-boarding Benefits

Cashback of INR 500 spends of INR 10,000 or more within 90 days of card issuance.

Reward Points

On every purchase of 150 INR there would be total 4 reward points.

Joining Fees

Rs 495 + GST

Tata Neu Infinity HDFC Bank Credit CARD

On-boarding Benefits

1,499 as Neu as a newest member benefit

Reward Points

With every Rs. 150 spent on the card, you will earn 2 reward points.

Joining Fees

Rs 1,400 + taxes

Features of AU Small Finance Bank Credit Cards

Wide range of credit cards

AU Small Finance Bank offers a wide range of credit cards to choose from, such as Visa Platinum, Mastercard Titanium, and Visa Gold. Customers can choose the credit card that best suits their needs and preferences.

Global acceptance

AU Small Finance Bank credit cards are accepted worldwide, allowing customers to use them for their shopping, travel, and other expenses, both in India and abroad.

Reward points

Customers can earn reward points on every transaction made using their credit card. These reward points can be redeemed for various products and services.

Fuel surcharge waiver

AU Small Finance Bank credit cards offer a fuel surcharge waiver of up to 2.5% on fuel transactions, making them an ideal choice for those who frequently travel by car.

Contactless payment

AU Small Finance Bank credit cards come with a contactless payment feature, allowing customers to make payments quickly and securely without having to swipe or insert their card.

Documents required for AU Small Finance Bank

Proof of identity

You will need to provide a valid government-issued ID proof such as Aadhaar card, PAN card, Voter ID card, or Passport.

Income proof

You will need to provide income proof such as salary slips, bank statements, IT returns, or business documents, depending on your income source.

Proof of address

You will need to provide a valid address proof such as Aadhaar card, Passport, Voter ID card, Driving license, or Utility bills (electricity, water, gas, telephone, etc.).

Passport size photograph

You will need to provide one or two passport size photographs.