Yes Bank Credit Cards

Yes Bank began its operations in 2003. In a short span of time, the bank had become a major player in the Indian Banking sector and it is popular for its great products and services across various segments to its customers and stakeholders, and the credit card services that are offered by the bank are trusted by thousands of people in the country. Not only bank conducts its operations across multiple banking verticals for its customers such as banking services, financial risk services, treasury services and much more.

According to the Reserve Bank’s data, the bank’s outstanding credit card at the end of November 2022 stood at 13,61,789 with the value of transactions standing at over Rs 500 crores. The following are the best credit offered by the bank.

List of Best Yes Bank Credit Cards in India

Yes Bank offers several Yes Bank credit cards providing multiple benefits, it might be very confusing for the customers to go through each and every detail of every card. So, keeping in mind the same, we have shortlisted some credit cards offered by the bank.

Yes Bank First Exclusive Credit Card

On-boarding benefits

Not Applicable

Rewards Rate

6 Reward points for every INR 200 spent on the selected category. 12 Reward points on every INR 200 spent on all other transactions.

Joining Fees

Rs 1999 (Plus applicable Taxes)

YES Bank First Preferred Credit Card

Welcome Benefits

Not Applicable

Rewards Rate

4 Reward points per INR 200 spent on select categories utilities, groceries tax payments etc.

Joining Fees

INR 999 + Taxes

Yes Bank Private Prime Credit Card

On-boarding Benefits

Upon Successful first transaction made using this credit card, you will get 25,000 reward points

Reward Points

24 Rewards points for every INR 200 spent on International Spends. 16 Reward Points for every INR 200 on Domestic Spends.

Joining Fees

Rs 50000+ taxes

YES Bank Premia Credit Card

On-boarding Benefits

Not Applicable

Reward Points

12 Reward points on every INR 200 on travel and dining expends. 6 Reward Points per INR 200 per spend. 3 Reward points per INR 200 you spend on tax payments, government services etc.

Joining Fees

INR 999 + Taxes

YES Bank Wellness Plus Credit Card

On-boarding Benefits

On-boarding Benefits

Reward Points

6 Rewards Points Per INR 200, 30 Reward Points on medical expenses.

Joining Fees

Rs 1499 +taxes

YES Bank Prosperity Cashback Plus Credit Card

On-boarding Benefits

A Cashback of INR 250 on Spending INR 2500 within the first month of issuance

Reward Points

0.75% cashback on all retail spends, 5% cashback on groceries and movie ticket booking

Joining Fees

Rs 1499 + fees

YES Bank BYOC Credit Card

On-boarding Benefits

Not Applicable

Reward Points

1% cash back or 8 Reward points on every retail purchase worth INR 200.

Joining Fees

Rs 49 + taxes

Yes Bank Wellness Credit Card

On-boarding Benefits

Not Applicable

Reward Points

1 Reward Point+ 0.25

Joining Fees

Rs 749 + taxes

Features

1. Wide range of options

Yes Bank offers a wide range of credit cards to choose from, including fuel cards, lifestyle cards, and co-branded cards.

2. Rewards Program

Yes Bank credit cards come with a reward program that allows you to earn reward points for every transaction you make. You can redeem these points for a variety of rewards, including merchandise, vouchers, and air miles.

3. Contactless Payment

Yes Bank credit cards are equipped with contactless payment technology, which allows you to make payments by simply tapping your card on the payment terminal.

4. Add-on Cards

Yes Bank credit cards offer add-on cards that allow you to share the benefits of your credit card with your family members.

5. EMV Chip

Yes Bank credit cards come with EMV chip technology, which provides an additional layer of security to your transactions.

Benefits

1. Welcome Offers

Yes Bank credit cards come with attractive welcome offers that include discounts, cashback, and reward points.

2. Fuel Surcharge Waiver

Yes Bank fuel credit cards offer a fuel surcharge waiver, which allows you to save money on fuel purchases.

3. Airport Lounge Access

Yes Bank offers credit cards with airport lounge access, which allows you to relax and enjoy the amenities of the airport lounge while waiting for your flight.

4. Cashback Offers

Yes Bank credit cards offer cashback on various categories such as dining, entertainment, and shopping.

5. EMI Facility

Yes Bank credit cards offer an EMI facility that allows you to convert your high-value purchases into easy monthly installments.

6. Insurance Benefits

Yes Bank credit cards offer various insurance benefits, including accidental insurance, lost card liability insurance, and purchase protection insurance.

Eligibility Criteria to apply for Yes Bank Credit Card

Age

The minimum age requirement for a primary cardholder is 21 years, and the maximum age limit is 60 years.

Income

The minimum income requirement varies depending on the type of credit card you are applying for. Generally, the income requirement ranges from Rs. 25,000 to Rs. 5 lakh per annum.

Credit Score

A good credit score is an important factor when it comes to credit card eligibility. Yes Bank looks for a credit score of 750 or above when evaluating credit card applications.

Citizenship

Only Indian citizens are eligible to apply for Yes Bank credit cards.

Employment Status

Salaried as well as self-employed individuals are eligible to apply for Yes Bank credit cards. However, the documentation requirements may differ depending on the employment status.

Credit History

Yes Bank checks the credit history of the applicant to ensure that they have a good credit repayment track record.

It is important to note that these are the general eligibility criteria for Yes Bank credit cards, and specific requirements may vary depending on the type of credit card you are applying for. Additionally, meeting these criteria does not guarantee approval of your credit card application as it is subject to the bank’s discretion.